Heritage State Bank
Nevada, MO — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Heritage State Bank | All Insured Commercial Banks in Missouri |
| 12-31-2016 | 4.189 | 3.745 |
| 09-30-2016 | 4.178 | 3.745 |
| 06-30-2016 | 4.164 | 3.724 |
| 03-31-2016 | 4.205 | 3.724 |
| 12-31-2015 | 4.11 | 3.738 |
| 09-30-2015 | 4.092 | 3.719 |
| 06-30-2015 | 4.055 | 3.69 |
| 03-31-2015 | 3.958 | 3.664 |
| 12-31-2014 | 4.07 | 3.76 |
| 09-30-2014 | 4.038 | 3.753 |
| 06-30-2014 | 3.981 | 3.726 |
| 03-31-2014 | 4.015 | 3.706 |
| 12-31-2013 | 4.186 | 3.787 |
| 09-30-2013 | 4.177 | 3.777 |
| 06-30-2013 | 4.116 | 3.741 |
| 03-31-2013 | 4.163 | 3.713 |
| 12-31-2012 | 4.5 | 3.9 |
| 09-30-2012 | 4.569 | 3.902 |
| 06-30-2012 | 4.591 | 3.879 |
| 03-31-2012 | 4.823 | 3.885 |
| 12-31-2011 | 4.602 | 3.993 |
| 09-30-2011 | 4.614 | 3.977 |
| 06-30-2011 | 4.57 | 3.938 |
| 03-31-2011 | 4.42 | 3.898 |
| 12-31-2010 | 4.516 | 3.958 |
| 09-30-2010 | 4.479 | 3.936 |
| 06-30-2010 | 4.436 | 3.894 |
| 03-31-2010 | 4.369 | 3.847 |
| 12-31-2009 | 4.02 | 3.784 |
| 09-30-2009 | 3.976 | 3.755 |
| 06-30-2009 | 3.985 | 3.698 |
| 03-31-2009 | 4.067 | 3.669 |
| 12-31-2008 | 4.4 | 3.85 |
| 09-30-2008 | 4.412 | 3.853 |
| 06-30-2008 | 4.408 | 3.831 |
| 03-31-2008 | 4.389 | 3.815 |
| 12-31-2007 | 3.969 | 3.982 |
| 09-30-2007 | 3.889 | 3.996 |
| 06-30-2007 | 3.849 | 3.979 |
| 03-31-2007 | 3.837 | 3.955 |
| 12-31-2006 | 3.801 | 4.112 |
| 09-30-2006 | 3.788 | 4.12 |
| 06-30-2006 | 3.799 | 4.098 |
| 03-31-2006 | 3.725 | 4.044 |
| 12-31-2005 | 3.881 | 4.115 |
| 09-30-2005 | 3.862 | 4.094 |
| 06-30-2005 | 3.914 | 4.061 |
| 03-31-2005 | 3.95 | 4.009 |
| 12-31-2004 | 4.257 | 4.075 |
| 09-30-2004 | 4.273 | 4.04 |
| 06-30-2004 | 4.269 | 4.004 |
| 03-31-2004 | 4.231 | 3.991 |
| 12-31-2003 | 4.015 | 4.037 |
| 09-30-2003 | 3.933 | 4.029 |
| 06-30-2003 | 3.818 | 4.007 |
| 03-31-2003 | 3.737 | 3.984 |
| 12-31-2002 | 4.248 | 4.136 |