Loan-to-Deposit Over Time
Loan-to-Deposit Heritage National Bank All Insured Commercial Banks in Texas
09-30-2005 52.879 64.049
06-30-2005 49.067 63.664
03-31-2005 43.087 62.233
12-31-2004 44.057 62.789
09-30-2004 43.731 63.434
06-30-2004 43.648 62.204
03-31-2004 43.359 60.73
12-31-2003 43.906 60.394
09-30-2003 39.772 60.523
06-30-2003 38.377 60.569
03-31-2003 37.07 60.02
12-31-2002 39.428 60.859