Tier 2 Capital Over Time
Tier 2 Capital Heritage National Bank All Insured Commercial Banks in Texas
09-30-2005 1,458,000 939,656
06-30-2005 1,507,000 904,794
03-31-2005 1,459,000 893,480
12-31-2004 1,421,000 849,049
09-30-2004 1,377,000 828,063
06-30-2004 1,362,000 806,023
03-31-2004 1,293,000 786,777
12-31-2003 1,262,000 776,067
09-30-2003 1,223,000 760,718
06-30-2003 1,164,000 749,373
03-31-2003 1,138,000 740,495
12-31-2002 1,121,000 732,071