Heritage National Bank
Granbury, TX — Domestic Branch of a Domestic Bank
Acquired Oct 2005
Tier 1 Capital Over Time
| Tier 1 Capital | Heritage National Bank | All Insured Commercial Banks in Texas |
| 09-30-2005 | 15,987,000 | 13,314,266 |
| 06-30-2005 | 15,498,000 | 13,034,455 |
| 03-31-2005 | 15,131,000 | 12,741,483 |
| 12-31-2004 | 14,679,000 | 12,292,124 |
| 09-30-2004 | 14,532,000 | 12,177,908 |
| 06-30-2004 | 14,392,000 | 11,734,685 |
| 03-31-2004 | 13,887,000 | 11,519,439 |
| 12-31-2003 | 13,321,000 | 11,271,076 |
| 09-30-2003 | 13,032,000 | 11,179,082 |
| 06-30-2003 | 12,981,000 | 10,917,737 |
| 03-31-2003 | 12,328,000 | 10,743,620 |
| 12-31-2002 | 11,962,000 | 10,463,997 |