Heritage First Bank
Rome, GA — Federal Savings Bank
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Tier 1 Common Capital Over Time
| Tier 1 Common Capital | Heritage First Bank | All Insured Savings Banks in Georgia |
| 12-31-2016 | 12,515,000 | 36,180,250 |
| 09-30-2016 | 12,322,000 | 35,518,500 |
| 06-30-2016 | 12,139,000 | 34,760,583 |
| 03-31-2016 | 12,047,000 | 35,996,917 |
| 12-31-2015 | 12,011,000 | 35,512,000 |
| 09-30-2015 | 12,322,000 | 35,086,500 |
| 06-30-2015 | 12,356,000 | 43,143,154 |
| 03-31-2015 | 11,956,000 | 43,091,769 |