Efficiency Ratio Over Time
Efficiency Ratio Heritage First Bank All Insured Savings Banks in Georgia
12-31-2016 87.759 81.825
09-30-2016 89.014 81.705
06-30-2016 91.897 83.536
03-31-2016 95.727 83.655
12-31-2015 94.045 84.743
09-30-2015 84.373 83.617
06-30-2015 76.665 83.7
03-31-2015 81.033 81.65
12-31-2014 79.325 84.416
09-30-2014 81.407 86.934
06-30-2014 78.724 86.706
03-31-2014 87.324 88.438
12-31-2013 80.804 83.593
09-30-2013 74.561 81.92
06-30-2013 74.313 80.271
03-31-2013 84.014 82.026
12-31-2012 97.053 82.122
09-30-2012 98.619 82.241
06-30-2012 98.828 82.971
03-31-2012 90.224 81.999