Tier 2 Capital Over Time
Tier 2 Capital Heritage Community Bank All Insured Commercial Banks in Georgia
12-31-2005 1,054,000 1,757,919
09-30-2005 1,020,000 1,817,655
06-30-2005 986,000 1,668,278
03-31-2005 929,000 1,621,844
12-31-2004 918,000 1,568,529
09-30-2004 927,000 1,564,460
06-30-2004 948,000 1,504,490
03-31-2004 907,000 1,498,927
12-31-2003 886,000 1,444,816
09-30-2003 849,000 1,441,344
06-30-2003 817,000 1,334,823
03-31-2003 825,000 1,328,878
12-31-2002 835,000 1,304,842