Tier 1 Capital Over Time
Tier 1 Capital Heritage Community Bank All Insured Commercial Banks in Georgia
12-31-2005 8,517,000 17,143,847
09-30-2005 7,993,000 16,819,072
06-30-2005 7,671,000 16,041,680
03-31-2005 7,285,000 15,423,284
12-31-2004 7,882,000 14,960,792
09-30-2004 7,465,000 14,896,608
06-30-2004 7,043,000 14,449,928
03-31-2004 6,703,000 14,309,128
12-31-2003 6,979,000 13,941,861
09-30-2003 6,521,000 13,669,565
06-30-2003 6,158,000 13,212,774
03-31-2003 5,865,000 12,908,972
12-31-2002 7,375,000 12,755,940