Total Capital Ratio Over Time
Total Capital Ratio Heritage Bank All Insured Commercial Banks in Colorado
12-31-2006 10.75 14.728
09-30-2006 10.15 14.674
06-30-2006 10.33 14.684
03-31-2006 10.38 15.149
12-31-2005 10.18 15.15
09-30-2005 10.16 15.183
06-30-2005 10.09 15.415
03-31-2005 10.21 15.353
12-31-2004 10.47 15.505
09-30-2004 10.41 15.6
06-30-2004 10.75 15.764
03-31-2004 10.55 15.979
12-31-2003 10.41 15.937
09-30-2003 10.89 15.798
06-30-2003 10.51 15.679
03-31-2003 10.16 15.719
12-31-2002 10.25 15.533