Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Heritage Bank All Insured Commercial Banks in Colorado
12-31-2006 9.63 13.733
09-30-2006 9.38 13.689
06-30-2006 9.55 13.702
03-31-2006 9.54 14.154
12-31-2005 9.36 14.159
09-30-2005 9.23 14.193
06-30-2005 9.08 14.442
03-31-2005 9.22 14.382
12-31-2004 9.42 14.527
09-30-2004 9.54 14.61
06-30-2004 9.87 14.778
03-31-2004 9.66 14.968
12-31-2003 9.53 14.926
09-30-2003 10.08 14.752
06-30-2003 9.68 14.633
03-31-2003 9.36 14.673
12-31-2002 9.47 14.485