Leverage Ratio Over Time
Leverage Ratio Heritage Bank All Insured Commercial Banks in Colorado
12-31-2006 7.99 9.044
09-30-2006 7.88 9.082
06-30-2006 8.07 9.155
03-31-2006 7.86 9.253
12-31-2005 7.64 9.103
09-30-2005 7.59 9.102
06-30-2005 7.47 9.21
03-31-2005 7.58 9.137
12-31-2004 7.74 9.044
09-30-2004 8 9.131
06-30-2004 8.15 9.082
03-31-2004 8.05 9.072
12-31-2003 8.03 9.006
09-30-2003 8.37 8.969
06-30-2003 8.35 8.856
03-31-2003 7.79 8.853
12-31-2002 7.87 8.704