Tier 1 Capital Over Time
Tier 1 Capital Heritage Bank All Insured Commercial Banks in Colorado
12-31-2006 35,096,000 18,558,212
09-30-2006 35,441,000 18,042,474
06-30-2006 36,159,000 17,357,615
03-31-2006 35,592,000 16,831,688
12-31-2005 35,094,000 16,271,917
09-30-2005 34,426,000 15,580,692
06-30-2005 32,698,000 15,051,281
03-31-2005 32,318,000 14,623,838
12-31-2004 31,897,000 14,418,409
09-30-2004 32,106,000 14,462,395
06-30-2004 31,868,000 13,781,832
03-31-2004 31,515,000 13,262,709
12-31-2003 30,968,000 12,900,566
09-30-2003 31,737,000 13,084,098
06-30-2003 30,851,000 12,883,382
03-31-2003 29,425,000 12,559,362
12-31-2002 29,150,000 12,088,750