Efficiency Ratio Over Time
Efficiency Ratio Heritage Bank All Insured Commercial Banks in Iowa
12-31-2016 98.107 60.34
09-30-2016 97.625 59.491
06-30-2016 97.931 59.409
03-31-2016 100 60.225
12-31-2015 94.892 60.496
09-30-2015 94.716 59.681
06-30-2015 95.169 60.132
03-31-2015 94.898 60.393
12-31-2014 98.332 61.018
09-30-2014 98.072 60.504
06-30-2014 100 61.172
03-31-2014 102.695 61.511
12-31-2013 95.714 61.468
09-30-2013 91.827 60.526
06-30-2013 86.482 61.108
03-31-2013 100.609 61.433
12-31-2012 99.535 60.798
09-30-2012 100.128 59.27
06-30-2012 96.648 59.46
03-31-2012 95.683 59.522
12-31-2011 88.723 61.164
09-30-2011 82.022 60.207
06-30-2011 80.607 61.117
03-31-2011 77.309 61.955
12-31-2010 95.763 61.606
09-30-2010 93.791 60.344
06-30-2010 90.864 60.36
03-31-2010 87.598 61.058
12-31-2009 100.565 63.35
09-30-2009 105.556 62.568
06-30-2009 108.95 63.179
03-31-2009 106.92 61.322
12-31-2008 102.002 61.499
09-30-2008 101.48 60.136
06-30-2008 102.064 61.136
03-31-2008 96.864 61.724
12-31-2007 106.359 62.773
09-30-2007 102.678 61.738
06-30-2007 100.153 62.033
03-31-2007 104.153 63.023
12-31-2006 99.488 62.678
09-30-2006 99.535 61.508
06-30-2006 99.307 61.549
03-31-2006 96.036 62.083
12-31-2005 98.59 61.109
09-30-2005 97.309 59.958
06-30-2005 96.94 59.974
03-31-2005 97.042 60.352
12-31-2004 77.478 60.659
09-30-2004 75.909 59.313
06-30-2004 75.717 59.954
03-31-2004 75.095 60.454
12-31-2003 71.458 60.721
09-30-2003 71.717 59.436
06-30-2003 75.177 59.565
03-31-2003 78.192 60.143
12-31-2002 72.648 59.278