Total Capital Ratio Over Time
Total Capital Ratio Heritage Bank All Insured Commercial Banks in Illinois
12-31-2007 11.16 15.78
09-30-2007 10.6 16.026
06-30-2007 10.47 16.303
03-31-2007 10.6 16.453
12-31-2006 10.84 16.212
09-30-2006 10.96 16.347
06-30-2006 11.08 16.342
03-31-2006 11.17 16.473
12-31-2005 11.19 16.335
09-30-2005 10.89 16.337
06-30-2005 10.6 16.387
03-31-2005 11.02 16.157
12-31-2004 11.51 16.031
09-30-2004 11.45 16.129
06-30-2004 11.98 16.177
03-31-2004 11.96 16.209
12-31-2003 11.91 16.053
09-30-2003 11.82 16.109
06-30-2003 12.17 16.13
03-31-2003 12.16 16.172
12-31-2002 11.65 15.934