Efficiency Ratio Over Time
Efficiency Ratio Heritage Bank All Insured Commercial Banks in Wisconsin
12-31-2016 65.681 64.939
09-30-2016 64.273 64.656
06-30-2016 64.894 65.251
03-31-2016 66.318 65.852
12-31-2015 66.834 66.084
09-30-2015 67.71 65.949
06-30-2015 69.27 66.094
03-31-2015 73.579 66.366
12-31-2014 66.659 67.525
09-30-2014 66.549 66.819
06-30-2014 66.467 66.964
03-31-2014 65.026 68.07
12-31-2013 61.579 66.522
09-30-2013 60.914 65.234
06-30-2013 63.481 65.197
03-31-2013 59.601 65.81
12-31-2012 59.238 65.187
09-30-2012 58.774 64.719
06-30-2012 59.265 65.124
03-31-2012 61.742 65.271
12-31-2011 59.15 66.565
09-30-2011 58.807 66.255
06-30-2011 61.032 66.836
03-31-2011 63.712 67.209
12-31-2010 64.777 66.144
09-30-2010 67.741 65.524
06-30-2010 67.079 66.142
03-31-2010 69.06 66.001
12-31-2009 72.494 67.651
09-30-2009 69.992 66.793
06-30-2009 72.533 66.893
03-31-2009 74.507 65.209
12-31-2008 71.543 64.967
09-30-2008 71.247 64.696
06-30-2008 73.034 64.696
03-31-2008 74.145 64.301
12-31-2007 73.813 63.325
09-30-2007 75.329 63.202
06-30-2007 76.847 63.378
03-31-2007 80.458 64.367
12-31-2006 74.739 61.731
09-30-2006 76.18 61.747
06-30-2006 75.085 61.945
03-31-2006 79.425 62.779
12-31-2005 69.309 60.069
09-30-2005 69.231 59.352
06-30-2005 70.011 59.38
03-31-2005 80.187 59.752
12-31-2004 72.424 60.098
09-30-2004 72.938 59.832
06-30-2004 71.877 60.146
03-31-2004 71.71 60.922
12-31-2003 72.518 58.682
09-30-2003 70.539 57.501
06-30-2003 69.181 57.293
03-31-2003 73.375 57.665
12-31-2002 64.796 57.451