Efficiency Ratio Over Time
Efficiency Ratio Heritage Bank & Trust All Insured Commercial Banks in Tennessee
12-31-2016 78.8 69.386
09-30-2016 80.779 69.074
06-30-2016 81.998 69.175
03-31-2016 83.793 69.772
12-31-2015 81.419 71.67
09-30-2015 81.031 71.393
06-30-2015 80.044 71.347
03-31-2015 81.222 71.604
12-31-2014 85.536 71.978
09-30-2014 85.719 71.431
06-30-2014 86.574 72.281
03-31-2014 84.96 72.859
12-31-2013 98.763 72.831
09-30-2013 101.497 71.947
06-30-2013 102.875 72.339
03-31-2013 95.19 73.06
12-31-2012 91.43 72.788
09-30-2012 91.247 72.3
06-30-2012 92.913 72.159
03-31-2012 91.568 70.962
12-31-2011 82.813 74.565
09-30-2011 78.866 73.347
06-30-2011 76.555 74.593
03-31-2011 79.589 74.44
12-31-2010 83.219 74.786
09-30-2010 78.586 73.288
06-30-2010 81.54 73.208
03-31-2010 81.573 74.142
12-31-2009 80.118 78.956
09-30-2009 83.755 78.914
06-30-2009 87.321 79.484
03-31-2009 88.928 76.46
12-31-2008 103.776 76.123
09-30-2008 109.191 73.333
06-30-2008 119.911 73.064
03-31-2008 125.866 73.535
12-31-2007 118.513 71.353
09-30-2007 127.314 70.14
06-30-2007 132.479 70.181
03-31-2007 134.105 69.593
12-31-2006 245.397 69.255
09-30-2006 327.927 67.968
06-30-2006 514.667 68.089
03-31-2006 2496.667 68.881
12-31-2005 68.603
09-30-2005 67.371
06-30-2005 67.28
03-31-2005 67.669
12-31-2004 67.909
09-30-2004 67.78
06-30-2004 67.917
03-31-2004 67.404
12-31-2003 67.065
09-30-2003 66.477
06-30-2003 67.007
03-31-2003 67.319
12-31-2002 65.163