Efficiency Ratio Over Time
Efficiency Ratio Henderson Federal Savings Bank All Insured Savings Banks in Texas
12-31-2016 66.528 69.901
09-30-2016 65.027 69.989
06-30-2016 63.796 70.585
03-31-2016 63.979 70.919
12-31-2015 63.464 70.159
09-30-2015 64.727 70.828
06-30-2015 65.913 72.08
03-31-2015 63.786 73.461
12-31-2014 59.619 73.086
09-30-2014 57.831 73.952
06-30-2014 58.519 74.305
03-31-2014 58.833 76.796
12-31-2013 56.295 73.079
09-30-2013 55.43 72.393
06-30-2013 55.251 72.046
03-31-2013 56.806 73.748
12-31-2012 53.416 72.983
09-30-2012 52.421 73.574
06-30-2012 52.106 74.722
03-31-2012 53.273 73.52
12-31-2011 83.956
09-30-2011 85.006
06-30-2011 87.256
03-31-2011 85.401
12-31-2010 82.382
09-30-2010 82.531
06-30-2010 84.971
03-31-2010 84.446
12-31-2009 90.842
09-30-2009 90.15
06-30-2009 93.407
03-31-2009 91.51
12-31-2008 101.391
09-30-2008 105.551
06-30-2008 101.826
03-31-2008 106.082
12-31-2007 119.313
09-30-2007 88.947
06-30-2007 83.537
03-31-2007 66.486
12-31-2006 67.626
09-30-2006 67.149
06-30-2006 67.516
03-31-2006 67.678
12-31-2005 65.756
09-30-2005 67.579
06-30-2005 68.177
03-31-2005 68.212
12-31-2004 69.02
09-30-2004 71.614
06-30-2004 69.012
03-31-2004 71.186
12-31-2003 70.486
09-30-2003 68.227
06-30-2003 68.067
03-31-2003 70.319
12-31-2002 69.366