Net Interest Margin Over Time
Net Interest Margin Heartland State Bank All Insured Commercial Banks in North Dakota
12-31-2016 3.968 3.951
09-30-2016 3.976 3.968
06-30-2016 3.945 3.92
03-31-2016 3.895 3.909
12-31-2015 3.696 3.926
09-30-2015 3.597 3.912
06-30-2015 3.502 3.86
03-31-2015 3.476 3.821
12-31-2014 3.538 3.872
09-30-2014 3.421 3.845
06-30-2014 3.243 3.767
03-31-2014 3.181 3.712
12-31-2013 3.518 3.802
09-30-2013 3.418 3.787
06-30-2013 3.347 3.726
03-31-2013 3.355 3.715
12-31-2012 3.844 4.026
09-30-2012 3.819 3.996
06-30-2012 3.758 3.914
03-31-2012 3.814 3.856
12-31-2011 3.698 4.03
09-30-2011 3.608 4.021
06-30-2011 3.352 3.923
03-31-2011 3.165 3.859
12-31-2010 3.83 4.088
09-30-2010 3.818 4.083
06-30-2010 3.856 4.011
03-31-2010 3.91 3.951
12-31-2009 4.456 4.104
09-30-2009 4.456 4.084
06-30-2009 4.456 4.021
03-31-2009 4.488 3.978
12-31-2008 4.424 4.046
09-30-2008 4.377 4.005
06-30-2008 4.277 3.924
03-31-2008 4.014 3.888
12-31-2007 4.043 4.21
09-30-2007 4.001 4.222
06-30-2007 3.942 4.22
03-31-2007 3.883 4.147
12-31-2006 4.103 4.335
09-30-2006 4.166 4.362
06-30-2006 4.202 4.376
03-31-2006 4.214 4.316
12-31-2005 4.419 4.338
09-30-2005 4.418 4.33
06-30-2005 4.444 4.282
03-31-2005 4.41 4.204
12-31-2004 4.344 4.256
09-30-2004 4.262 4.226
06-30-2004 4.238 4.171
03-31-2004 4.208 4.124
12-31-2003 4.262 4.214
09-30-2003 4.207 4.216
06-30-2003 4.022 4.191
03-31-2003 4.056 4.156
12-31-2002 4.527 4.392