Efficiency Ratio Over Time
Efficiency Ratio Heartland Community Bank All Insured Commercial Banks in Indiana
06-30-2012 85.704 67.789
03-31-2012 74.065 67.648
12-31-2011 76.721 67.335
09-30-2011 76.8 67.243
06-30-2011 72.582 67.778
03-31-2011 74.564 67.952
12-31-2010 81.11 68.153
09-30-2010 75.681 67.539
06-30-2010 74.691 68.143
03-31-2010 77.42 68.798
12-31-2009 85.013 71.364
09-30-2009 84.772 71.911
06-30-2009 85.173 72.042
03-31-2009 88.698 69.771
12-31-2008 83.751 69.256
09-30-2008 84.44 67.705
06-30-2008 87.421 67.865
03-31-2008 83.6 68.265
12-31-2007 83.317 68.016
09-30-2007 81.858 67.321
06-30-2007 80.332 67.406
03-31-2007 82.515 67.338
12-31-2006 72.768 66.523
09-30-2006 72.931 65.695
06-30-2006 74.991 65.656
03-31-2006 72.972 66.077
12-31-2005 72.342 65.617
09-30-2005 72.184 65.596
06-30-2005 71.86 65.579
03-31-2005 70.471 66.006
12-31-2004 75.84 65.999
09-30-2004 76.78 65.242
06-30-2004 77.629 65.757
03-31-2004 80.58 66.1
12-31-2003 82.003 63.889
09-30-2003 82.115 62.988
06-30-2003 81.162 62.52
03-31-2003 80.87 62.69
12-31-2002 83.635 61.138