Efficiency Ratio Over Time
Efficiency Ratio Heartland Bank All Insured Commercial Banks in Ohio
12-31-2016 59.774 68.453
09-30-2016 60.265 68.131
06-30-2016 60.532 68.603
03-31-2016 61.232 69.73
12-31-2015 57.22 68.689
09-30-2015 59.056 68.708
06-30-2015 60.018 68.944
03-31-2015 61.729 69.571
12-31-2014 61.304 69.149
09-30-2014 61.198 68.989
06-30-2014 62.055 69.697
03-31-2014 63.757 70.77
12-31-2013 63.15 70.462
09-30-2013 63.209 70.045
06-30-2013 65.194 69.982
03-31-2013 64.207 70.935
12-31-2012 55.928 68.817
09-30-2012 55.551 68.862
06-30-2012 54.799 69.352
03-31-2012 62.755 69.596
12-31-2011 57.865 68.947
09-30-2011 57.919 69.09
06-30-2011 58.777 69.483
03-31-2011 59.222 70.069
12-31-2010 61.972 68.601
09-30-2010 63.061 68.654
06-30-2010 64.592 69.05
03-31-2010 63.213 69.944
12-31-2009 62.265 72.033
09-30-2009 62.648 72.186
06-30-2009 64.837 73.271
03-31-2009 65.816 72.558
12-31-2008 63.717 71.653
09-30-2008 64.698 70.619
06-30-2008 65.814 70.185
03-31-2008 67.562 70.777
12-31-2007 63.42 70.094
09-30-2007 63.175 70.057
06-30-2007 62.987 70.151
03-31-2007 64.926 71.158
12-31-2006 61.662 67.901
09-30-2006 62.279 67.691
06-30-2006 63.153 67.58
03-31-2006 64.983 68.21
12-31-2005 60.371 66.127
09-30-2005 59.833 65.774
06-30-2005 61.014 66.08
03-31-2005 62.642 66.852
12-31-2004 62.437 65.604
09-30-2004 62.257 64.558
06-30-2004 62.857 64.778
03-31-2004 64.397 65.45
12-31-2003 65.006 64.066
09-30-2003 64.271 63.194
06-30-2003 64.963 63.247
03-31-2003 66.382 64.269
12-31-2002 67.311 63.1