Efficiency Ratio Over Time
Efficiency Ratio Heartland Bank All Insured Commercial Banks in Iowa
12-31-2016 52.409 60.34
09-30-2016 52.473 59.491
06-30-2016 52.222 59.409
03-31-2016 50.863 60.225
12-31-2015 50.586 60.496
09-30-2015 50.386 59.681
06-30-2015 50.357 60.132
03-31-2015 49.943 60.393
12-31-2014 51.696 61.018
09-30-2014 50.578 60.504
06-30-2014 51.016 61.172
03-31-2014 51.741 61.511
12-31-2013 52.669 61.468
09-30-2013 52.745 60.526
06-30-2013 54.12 61.108
03-31-2013 54.287 61.433
12-31-2012 53.235 60.798
09-30-2012 53.024 59.27
06-30-2012 53.253 59.46
03-31-2012 53.03 59.522
12-31-2011 56.592 61.164
09-30-2011 55.769 60.207
06-30-2011 55.441 61.117
03-31-2011 55.874 61.955
12-31-2010 54.55 61.606
09-30-2010 53.774 60.344
06-30-2010 54.118 60.36
03-31-2010 54.029 61.058
12-31-2009 53.34 63.35
09-30-2009 51.457 62.568
06-30-2009 49.664 63.179
03-31-2009 48.884 61.322
12-31-2008 58.084 61.499
09-30-2008 56.17 60.136
06-30-2008 57.296 61.136
03-31-2008 59.7 61.724
12-31-2007 60.801 62.773
09-30-2007 60.927 61.738
06-30-2007 61.886 62.033
03-31-2007 62.677 63.023
12-31-2006 63.388 62.678
09-30-2006 61.743 61.508
06-30-2006 61.68 61.549
03-31-2006 62.912 62.083
12-31-2005 60.553 61.109
09-30-2005 61.371 59.958
06-30-2005 63.52 59.974
03-31-2005 62.966 60.352
12-31-2004 61.987 60.659
09-30-2004 61.858 59.313
06-30-2004 63.654 59.954
03-31-2004 62.463 60.454
12-31-2003 61.729 60.721
09-30-2003 61.963 59.436
06-30-2003 61.623 59.565
03-31-2003 62.106 60.143
12-31-2002 56.797 59.278