Efficiency Ratio Over Time
Efficiency Ratio Heartland Bank All Insured Commercial Banks in Arkansas
12-31-2016 81.864 67.5
09-30-2016 70.026 67.372
06-30-2016 61.529 67.831
03-31-2016 65.479 67.624
12-31-2015 57.384 68.399
09-30-2015 48.718 68.22
06-30-2015 47.739 68.88
03-31-2015 43.305 68.646
12-31-2014 47.536 66.938
09-30-2014 48.159 66.359
06-30-2014 48.776 66.838
03-31-2014 47.642 67.561
12-31-2013 46.145 67.847
09-30-2013 48.167 68.312
06-30-2013 48.276 68.837
03-31-2013 48.391 69.634
12-31-2012 47.121 66.995
09-30-2012 45.178 65.919
06-30-2012 41.735 66.309
03-31-2012 49.64 66.332
12-31-2011 52.609 65.857
09-30-2011 54.097 64.718
06-30-2011 55.934 64.9
03-31-2011 58.707 65.656
12-31-2010 52.399 65.844
09-30-2010 48.997 64.843
06-30-2010 48.697 65.597
03-31-2010 53.699 66.006
12-31-2009 57.001 67.128
09-30-2009 58.408 66.744
06-30-2009 60.133 67.548
03-31-2009 58.757 67.412
12-31-2008 67.267 64.509
09-30-2008 68.655 63.895
06-30-2008 64.221
03-31-2008 64.755
12-31-2007 64.575
09-30-2007 64.477
06-30-2007 64.923
03-31-2007 65.481
12-31-2006 65.44
09-30-2006 64.457
06-30-2006 64.69
03-31-2006 64.595
12-31-2005 63.828
09-30-2005 62.356
06-30-2005 62.366
03-31-2005 62.442
12-31-2004 61.666
09-30-2004 59.948
06-30-2004 59.86
03-31-2004 60.283
12-31-2003 60.454
09-30-2003 59.579
06-30-2003 60.492
03-31-2003 60.574
12-31-2002 59.756