Efficiency Ratio Over Time
Efficiency Ratio Heartland Bank All Insured Commercial Banks in Nebraska
12-31-2016 54.034 64.484
09-30-2016 54.303 63.111
06-30-2016 55.184 63.464
03-31-2016 56.673 64.145
12-31-2015 56.292 64.77
09-30-2015 55.565 62.905
06-30-2015 55.751 63.547
03-31-2015 56.187 64.147
12-31-2014 58.574 66.186
09-30-2014 59.431 64.576
06-30-2014 61.633 65.51
03-31-2014 65.298 65.931
12-31-2013 63.262 67.212
09-30-2013 60.906 65.296
06-30-2013 63.117 66.335
03-31-2013 63.253 67.117
12-31-2012 56.662 66.094
09-30-2012 56.514 64.258
06-30-2012 58.231 65.433
03-31-2012 61.456 65.172
12-31-2011 56.121 66.28
09-30-2011 58.508 64.78
06-30-2011 59.544 66.09
03-31-2011 60.208 67.859
12-31-2010 63.167 66.807
09-30-2010 63.852 64.796
06-30-2010 65.665 65.983
03-31-2010 68.536 66.749
12-31-2009 66.328 68.001
09-30-2009 70.982 66.481
06-30-2009 72.675 67.973
03-31-2009 70.799 66.661
12-31-2008 66.339 66.437
09-30-2008 68.267 64.25
06-30-2008 66.177 65.23
03-31-2008 62.225 65.824
12-31-2007 59.53 65.801
09-30-2007 56.458 63.468
06-30-2007 55.735 63.995
03-31-2007 54.481 64.671
12-31-2006 66.477 65.52
09-30-2006 70.924 63.305
06-30-2006 73.882 63.409
03-31-2006 70.234 63.58
12-31-2005 64.762 63.82
09-30-2005 65.004 61.488
06-30-2005 64.832 61.839
03-31-2005 64.788 62.17
12-31-2004 61.296 63.815
09-30-2004 64.628 61.22
06-30-2004 65.882 61.591
03-31-2004 66.881 61.665
12-31-2003 63.431 63.167
09-30-2003 61.652 60.898
06-30-2003 65.333 61.895
03-31-2003 63.194 61.914
12-31-2002 64.697 62.153