Efficiency Ratio Over Time
Efficiency Ratio Haven Trust Bank All Insured Commercial Banks in Georgia
09-30-2008 123.087 84.879
06-30-2008 96.951 82.103
03-31-2008 85.958 76.842
12-31-2007 62.825 66.184
09-30-2007 57.015 63.793
06-30-2007 55.509 63.216
03-31-2007 52.903 63.468
12-31-2006 49.047 63.007
09-30-2006 46.625 61.317
06-30-2006 43.975 61.045
03-31-2006 42.861 60.367
12-31-2005 48.643 62.186
09-30-2005 45.542 61.255
06-30-2005 46.879 61.571
03-31-2005 47.172 62.33
12-31-2004 53.293 64.32
09-30-2004 50.1 64.404
06-30-2004 50.063 64.229
03-31-2004 52.296 64.639
12-31-2003 60.532 65.562
09-30-2003 56.428 64.676
06-30-2003 54.112 64.537
03-31-2003 58.901 65.157
12-31-2002 68.124 64.609