Efficiency Ratio Over Time
Efficiency Ratio Haven Savings Bank All Insured Savings Banks in New Jersey
12-31-2016 82.71 79.014
09-30-2016 81.53 79.919
06-30-2016 81.753 79.571
03-31-2016 82.995 78.387
12-31-2015 79.501 78.941
09-30-2015 80.369 80.169
06-30-2015 78.092 79.609
03-31-2015 76.835 82.548
12-31-2014 73.14 79.478
09-30-2014 73.931 79.322
06-30-2014 72.661 77.65
03-31-2014 72.255 78.452
12-31-2013 78.869 77.516
09-30-2013 77.126 78.592
06-30-2013 77.276 79.134
03-31-2013 75.32 78.629
12-31-2012 70.88 76.214
09-30-2012 69.171 74.832
06-30-2012 69.342 74.12
03-31-2012 65.94 74.633
12-31-2011 67.279 71.126
09-30-2011 65.951 70.3
06-30-2011 65.415 70.554
03-31-2011 65.571 70.614
12-31-2010 60.243 70.465
09-30-2010 58.347 69.862
06-30-2010 56.856 69.937
03-31-2010 56.447 69.109
12-31-2009 68.598 80.065
09-30-2009 69.3 81.199
06-30-2009 76.493 81.809
03-31-2009 77.291 76.66
12-31-2008 76.79 84.922
09-30-2008 78.771 78.935
06-30-2008 85.3 82.53
03-31-2008 95.086 87.278
12-31-2007 105.568 86.955
09-30-2007 109.73 85.865
06-30-2007 112.339 85.182
03-31-2007 116.411 87.297
12-31-2006 86.224 78.374
09-30-2006 81.761 75.028
06-30-2006 75.853 72.819
03-31-2006 69.432 72.33
12-31-2005 61.347 67.945
09-30-2005 58.631 66.218
06-30-2005 55.939 65.605
03-31-2005 56.075 64.579
12-31-2004 51.644 61.229
09-30-2004 49.342 59.684
06-30-2004 48.819 59.044
03-31-2004 48.255 59.762
12-31-2003 51.296 60.548
09-30-2003 50.396 60
06-30-2003 50.756 59.128
03-31-2003 52.232 58.662
12-31-2002 49.758 57.675