Efficiency Ratio Over Time
Efficiency Ratio Harwood State Bank All Insured Commercial Banks in North Dakota
12-31-2016 78.433 62.572
09-30-2016 74.379 60.614
06-30-2016 73.848 61.362
03-31-2016 75.073 61.642
12-31-2015 73.865 61.49
09-30-2015 68.938 60.55
06-30-2015 69.715 60.898
03-31-2015 69.97 61.32
12-31-2014 83.68 62.719
09-30-2014 83.827 60.821
06-30-2014 87.544 62.229
03-31-2014 90.288 62.608
12-31-2013 83.029 63.49
09-30-2013 76.257 61.19
06-30-2013 76.232 62.097
03-31-2013 89.591 62.579
12-31-2012 81.499 61.774
09-30-2012 78.194 60.028
06-30-2012 82.975 61.095
03-31-2012 80.97 62.166
12-31-2011 84.587 64.152
09-30-2011 84.567 63.087
06-30-2011 86.476 65.158
03-31-2011 93.6 65.856
12-31-2010 92.324 65.909
09-30-2010 87.761 64.318
06-30-2010 84.394 64.919
03-31-2010 85.081 65.712
12-31-2009 97.656 68.096
09-30-2009 92.922 65.599
06-30-2009 98.568 66.129
03-31-2009 111.5 64.588
12-31-2008 86.064 64.809
09-30-2008 83.556 63.307
06-30-2008 82.26 64.303
03-31-2008 80.403 64.307
12-31-2007 67.028 64.597
09-30-2007 61.815 61.739
06-30-2007 62.428 62.317
03-31-2007 65.814 63.011
12-31-2006 65.208 62.734
09-30-2006 59.516 60.219
06-30-2006 62.513 60.601
03-31-2006 67.27 61.186
12-31-2005 65.709 61.995
09-30-2005 58.051 59.492
06-30-2005 58.871 60.209
03-31-2005 55.227 61.251
12-31-2004 70.81 62.918
09-30-2004 65.733 60.195
06-30-2004 66.027 61.039
03-31-2004 72.39 62.132
12-31-2003 76.99 63.617
09-30-2003 73.893 61.234
06-30-2003 73.753 61.536
03-31-2003 78.423 62.56
12-31-2002 78.633 62.331