Efficiency Ratio Over Time
Efficiency Ratio Harris Bank Woodstock All Insured Commercial Banks in Illinois
03-31-2005 61.817 63.149
12-31-2004 63.207 63.383
09-30-2004 63.764 62.952
06-30-2004 65.051 63.147
03-31-2004 67.261 63.481
12-31-2003 66.9 63.697
09-30-2003 64.629 62.506
06-30-2003 63.378 62.464
03-31-2003 64.26 62.651
12-31-2002 58.984 62.349