Efficiency Ratio Over Time
Efficiency Ratio Harris Bank Libertyville All Insured Commercial Banks in Illinois
03-31-2005 56.126 63.149
12-31-2004 56.743 63.383
09-30-2004 58.627 62.952
06-30-2004 59.67 63.147
03-31-2004 62.115 63.481
12-31-2003 62.58 63.697
09-30-2003 61.178 62.506
06-30-2003 61.675 62.464
03-31-2003 63.986 62.651
12-31-2002 57.883 62.349