Tier 2 Capital Over Time
Tier 2 Capital Harbor Bank All Insured Commercial Banks in Virginia
12-31-2003 7,063,000 2,600,000
09-30-2003 7,222,000 2,844,368
06-30-2003 6,997,000 2,568,175
03-31-2003 6,753,000 2,416,652
12-31-2002 6,506,000 2,347,570