Tier 1 Capital Over Time
Tier 1 Capital Harbor Bank All Insured Commercial Banks in Virginia
12-31-2003 20,417,000 23,095,367
09-30-2003 20,453,000 25,831,079
06-30-2003 19,822,000 24,791,421
03-31-2003 19,144,000 23,805,452
12-31-2002 18,702,000 23,098,974