Efficiency Ratio Over Time
Efficiency Ratio Guaranty Bank All Insured Commercial Banks in Virginia
06-30-2004 71.281 65.483
03-31-2004 73.502 65.972
12-31-2003 67.389 64.911
09-30-2003 66.465 64.352
06-30-2003 62.169 63.374
03-31-2003 54.705 62.719
12-31-2002 72.903 63.6