Efficiency Ratio Over Time
Efficiency Ratio Guaranty Bank & Trust, N.A. All Insured Commercial Banks in Texas
12-31-2016 63.584 66.762
09-30-2016 63.907 66.187
06-30-2016 64.915 66.286
03-31-2016 67.759 66.484
12-31-2015 65.91 67.473
09-30-2015 65.534 67.019
06-30-2015 64.131 67.62
03-31-2015 65.352 68.379
12-31-2014 64.58 67.933
09-30-2014 63.739 67.76
06-30-2014 63.846 68.348
03-31-2014 63.735 69.161
12-31-2013 63.248 70.01
09-30-2013 63.365 69.448
06-30-2013 63.812 70.111
03-31-2013 66.401 71.168
12-31-2012 65.163 70.289
09-30-2012 62.82 69.365
06-30-2012 61.139 69.7
03-31-2012 62.786 69.836
12-31-2011 66.724 71.203
09-30-2011 63.841 70.717
06-30-2011 62.131 71.672
03-31-2011 63.208 72.166
12-31-2010 62.665 72.798
09-30-2010 60.92 71.344
06-30-2010 62.294 71.672
03-31-2010 61.857 72.124
12-31-2009 63.742 72.899
09-30-2009 60.989 71.928
06-30-2009 61.269 72.628
03-31-2009 60.586 71.399
12-31-2008 59.72 70.933
09-30-2008 59.581 69.839
06-30-2008 59.884 70.152
03-31-2008 60.63 69.753
12-31-2007 63.832 68.047
09-30-2007 63.753 66.762
06-30-2007 64.608 66.933
03-31-2007 65.722 66.629
12-31-2006 66.402 66.288
09-30-2006 66.494 64.993
06-30-2006 68.506 65.249
03-31-2006 69.729 65.978
12-31-2005 67.532 67.153
09-30-2005 66.552 66.756
06-30-2005 66.617 67.031
03-31-2005 66.806 67.486
12-31-2004 68.356 69.184
09-30-2004 67.903 68.305
06-30-2004 67.41 68.807
03-31-2004 66.553 69.055
12-31-2003 66.891 69.41
09-30-2003 67.643 68.526
06-30-2003 68.111 68.452
03-31-2003 66.821 68.632
12-31-2002 64.477 67.534