Efficiency Ratio Over Time
Efficiency Ratio Granite Savings Bank All Insured Savings Banks in Massachusetts
12-31-2014 165.754 80.704
09-30-2014 136.111 80.584
06-30-2014 141.221 81.021
03-31-2014 128.935 81.895
12-31-2013 116.384 80.194
09-30-2013 113.647 80.207
06-30-2013 108.3 80.05
03-31-2013 107.037 79.443
12-31-2012 103.274 77.442
09-30-2012 102.641 77.213
06-30-2012 101.027 77.957
03-31-2012 106.587 78.062
12-31-2011 101.908 78.699
09-30-2011 103.669 79.047
06-30-2011 108.628 79.861
03-31-2011 110.609 80.018
12-31-2010 88.668 75.963
09-30-2010 82.964 75.416
06-30-2010 120.842 75.969
03-31-2010 121.803 76.305
12-31-2009 102.199 80.242
09-30-2009 108.922 80.999
06-30-2009 94.157 82.014
03-31-2009 93.154 81.524
12-31-2008 87.331 80.752
09-30-2008 85.814 81.266
06-30-2008 86.695 82.888
03-31-2008 85.325 84.734
12-31-2007 76.116 82.628
09-30-2007 75.113 82.205
06-30-2007 73.495 82.132
03-31-2007 70.566 82.446
12-31-2006 67.454 78.404
09-30-2006 68.362 77.374
06-30-2006 69.382 77.339
03-31-2006 71.667 76.706
12-31-2005 69.641 73.373
09-30-2005 70.291 72.587
06-30-2005 72.035 72.698
03-31-2005 74.031 72.8
12-31-2004 77.891 73.091
09-30-2004 78.498 72.798
06-30-2004 80.609 72.643
03-31-2004 83.102 72.407
12-31-2003 75.278 69.769
09-30-2003 73.942 68.698
06-30-2003 72.885 68.186
03-31-2003 74.613 67.955
12-31-2002 72.04 66.262