Efficiency Ratio Over Time
Efficiency Ratio Grand Marais State Bank All Insured Commercial Banks in Minnesota
12-31-2016 68.818 68.21
09-30-2016 66.638 67.82
06-30-2016 67.802 68.266
03-31-2016 60.993 68.539
12-31-2015 70.751 69.087
09-30-2015 64.677 68.091
06-30-2015 64.928 68.731
03-31-2015 66.214 69.546
12-31-2014 67.741 70.192
09-30-2014 65.886 69.414
06-30-2014 65.378 70.483
03-31-2014 65.106 71.207
12-31-2013 64.214 71.481
09-30-2013 61.16 70.407
06-30-2013 60.876 71.234
03-31-2013 59.18 71.404
12-31-2012 58.455 72.052
09-30-2012 55.743 70.937
06-30-2012 55.975 71.427
03-31-2012 53.107 71.189
12-31-2011 60.145 73.09
09-30-2011 57.47 71.985
06-30-2011 57.096 73.14
03-31-2011 58.188 73.338
12-31-2010 60.312 74.588
09-30-2010 58.996 72.773
06-30-2010 59.814 73.112
03-31-2010 58.173 73.078
12-31-2009 61.538 74.829
09-30-2009 59.046 73.299
06-30-2009 59.913 73.728
03-31-2009 61.046 72.218
12-31-2008 55.238 70.751
09-30-2008 52.714 69.076
06-30-2008 52.94 68.994
03-31-2008 54.273 69.012
12-31-2007 61.576 67.104
09-30-2007 60.426 65.982
06-30-2007 61.677 66.544
03-31-2007 63.505 66.538
12-31-2006 61.765 64.583
09-30-2006 60.966 63.158
06-30-2006 62.102 63.582
03-31-2006 62.816 64.084
12-31-2005 59.714 63.714
09-30-2005 60.922 62.201
06-30-2005 62.179 62.651
03-31-2005 62.095 62.926
12-31-2004 54.812 63.335
09-30-2004 52.69 61.98
06-30-2004 53.388 62.61
03-31-2004 53.154 63.48
12-31-2003 53.998 63.289
09-30-2003 54.298 61.468
06-30-2003 54.719 61.298
03-31-2003 53.962 62.209
12-31-2002 53.692 61.807