Efficiency Ratio Over Time
Efficiency Ratio Graham National Bank All Insured Commercial Banks in Texas
09-30-2010 63.853 71.344
06-30-2010 64.465 71.672
03-31-2010 63.823 72.124
12-31-2009 57.322 72.899
09-30-2009 60.26 71.928
06-30-2009 61.184 72.628
03-31-2009 59.843 71.399
12-31-2008 46.77 70.933
09-30-2008 46.255 69.839
06-30-2008 49.13 70.152
03-31-2008 46.603 69.753
12-31-2007 41.446 68.047
09-30-2007 40.663 66.762
06-30-2007 41.262 66.933
03-31-2007 40.569 66.629
12-31-2006 42.473 66.288
09-30-2006 42.567 64.993
06-30-2006 44.896 65.249
03-31-2006 45.349 65.978
12-31-2005 48.838 67.153
09-30-2005 49.147 66.756
06-30-2005 48.815 67.031
03-31-2005 48.153 67.486
12-31-2004 56.679 69.184
09-30-2004 57.965 68.305
06-30-2004 58.779 68.807
03-31-2004 56.171 69.055
12-31-2003 68.061 69.41
09-30-2003 66.997 68.526
06-30-2003 65.92 68.452
03-31-2003 63.816 68.632
12-31-2002 74.677 67.534