Efficiency Ratio Over Time
Efficiency Ratio Gainesville Bank & Trust All Insured Commercial Banks in Georgia
06-30-2008 85.404 82.103
03-31-2008 74.875 76.842
12-31-2007 64.095 66.184
09-30-2007 63.076 63.793
06-30-2007 63.982 63.216
03-31-2007 64.257 63.468
12-31-2006 58.911 63.007
09-30-2006 58.529 61.317
06-30-2006 58.8 61.045
03-31-2006 60.664 60.367
12-31-2005 58.51 62.186
09-30-2005 58.924 61.255
06-30-2005 58.542 61.571
03-31-2005 59.63 62.33
12-31-2004 59.171 64.32
09-30-2004 61.446 64.404
06-30-2004 59.773 64.229
03-31-2004 58.609 64.639
12-31-2003 64.756 65.562
09-30-2003 65.405 64.676
06-30-2003 66.035 64.537
03-31-2003 64.795 65.157
12-31-2002 66.39 64.609