Four Oaks Bank & Trust Company
Four Oaks, NC — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Four Oaks Bank & Trust Company | All Insured Commercial Banks in North Carolina |
| 12-31-2016 | 3.895 | 3.73 |
| 09-30-2016 | 3.88 | 3.695 |
| 06-30-2016 | 3.856 | 3.704 |
| 03-31-2016 | 3.816 | 3.695 |
| 12-31-2015 | 3.462 | 3.712 |
| 09-30-2015 | 3.411 | 3.714 |
| 06-30-2015 | 3.298 | 3.691 |
| 03-31-2015 | 3.17 | 3.69 |
| 12-31-2014 | 2.836 | 3.699 |
| 09-30-2014 | 2.97 | 3.679 |
| 06-30-2014 | 3.035 | 3.705 |
| 03-31-2014 | 3.082 | 3.686 |
| 12-31-2013 | 3.023 | 3.678 |
| 09-30-2013 | 2.981 | 3.662 |
| 06-30-2013 | 2.92 | 3.593 |
| 03-31-2013 | 2.878 | 3.568 |
| 12-31-2012 | 2.877 | 3.606 |
| 09-30-2012 | 2.834 | 3.668 |
| 06-30-2012 | 2.87 | 3.648 |
| 03-31-2012 | 3.026 | 3.637 |
| 12-31-2011 | 3.08 | 3.533 |
| 09-30-2011 | 3.141 | 3.48 |
| 06-30-2011 | 3.206 | 3.451 |
| 03-31-2011 | 3.315 | 3.433 |
| 12-31-2010 | 3.492 | 3.447 |
| 09-30-2010 | 3.556 | 3.442 |
| 06-30-2010 | 3.614 | 3.43 |
| 03-31-2010 | 3.543 | 3.439 |
| 12-31-2009 | 3.254 | 3.287 |
| 09-30-2009 | 3.241 | 3.218 |
| 06-30-2009 | 3.165 | 3.124 |
| 03-31-2009 | 3.207 | 3.021 |
| 12-31-2008 | 3.328 | 3.318 |
| 09-30-2008 | 3.396 | 3.402 |
| 06-30-2008 | 3.406 | 3.456 |
| 03-31-2008 | 3.633 | 3.504 |
| 12-31-2007 | 3.938 | 4.015 |
| 09-30-2007 | 3.951 | 4.051 |
| 06-30-2007 | 3.895 | 4.021 |
| 03-31-2007 | 3.956 | 3.996 |
| 12-31-2006 | 4.383 | 4.335 |
| 09-30-2006 | 4.46 | 4.37 |
| 06-30-2006 | 4.512 | 4.353 |
| 03-31-2006 | 4.593 | 4.314 |
| 12-31-2005 | 4.629 | 4.134 |
| 09-30-2005 | 4.693 | 4.072 |
| 06-30-2005 | 4.702 | 4.045 |
| 03-31-2005 | 4.652 | 3.996 |
| 12-31-2004 | 4.574 | 3.923 |
| 09-30-2004 | 4.511 | 3.905 |
| 06-30-2004 | 4.48 | 3.824 |
| 03-31-2004 | 4.54 | 3.816 |
| 12-31-2003 | 4.268 | 3.848 |
| 09-30-2003 | 4.159 | 3.838 |
| 06-30-2003 | 4.065 | 3.862 |
| 03-31-2003 | 4.025 | 3.871 |
| 12-31-2002 | 4.146 | 3.999 |