Forward Financial Bank
Marshfield, WI — State Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | Forward Financial Bank | All Insured Savings Banks in Wisconsin |
| 12-31-2016 | 3.729 | 3.206 |
| 09-30-2016 | 3.742 | 3.233 |
| 06-30-2016 | 3.763 | 3.22 |
| 03-31-2016 | 3.68 | 3.218 |
| 12-31-2015 | 3.77 | 3.233 |
| 09-30-2015 | 3.766 | 3.228 |
| 06-30-2015 | 3.769 | 3.239 |
| 03-31-2015 | 3.876 | 3.265 |
| 12-31-2014 | 3.764 | 3.214 |
| 09-30-2014 | 3.749 | 3.226 |
| 06-30-2014 | 3.719 | 3.206 |
| 03-31-2014 | 3.702 | 3.22 |
| 12-31-2013 | 3.711 | 3.23 |
| 09-30-2013 | 3.721 | 3.232 |
| 06-30-2013 | 3.702 | 3.228 |
| 03-31-2013 | 3.704 | 3.259 |
| 12-31-2012 | 4.04 | 3.445 |
| 09-30-2012 | 3.99 | 3.458 |
| 06-30-2012 | 3.999 | 3.45 |
| 03-31-2012 | 3.975 | 3.496 |
| 12-31-2011 | 3.877 | 3.567 |
| 09-30-2011 | 3.856 | 3.568 |
| 06-30-2011 | 3.817 | 3.54 |
| 03-31-2011 | 3.761 | 3.478 |
| 12-31-2010 | 3.799 | 3.474 |
| 09-30-2010 | 3.805 | 3.468 |
| 06-30-2010 | 3.735 | 3.458 |
| 03-31-2010 | 3.727 | 3.472 |
| 12-31-2009 | 3.563 | 3.23 |
| 09-30-2009 | 3.527 | 3.238 |
| 06-30-2009 | 3.531 | 3.208 |
| 03-31-2009 | 3.53 | 3.237 |
| 12-31-2008 | 3.187 | 2.984 |
| 09-30-2008 | 3.302 | 2.942 |
| 06-30-2008 | 3.167 | 2.875 |
| 03-31-2008 | 2.997 | 2.772 |
| 12-31-2007 | 2.926 | 2.821 |
| 09-30-2007 | 2.942 | 2.836 |
| 06-30-2007 | 3.006 | 2.825 |
| 03-31-2007 | 3.046 | 2.812 |
| 12-31-2006 | 3.193 | 2.981 |
| 09-30-2006 | 3.246 | 3.021 |
| 06-30-2006 | 3.259 | 3.051 |
| 03-31-2006 | 3.368 | 3.093 |
| 12-31-2005 | 3.713 | 3.375 |
| 09-30-2005 | 3.79 | 3.416 |
| 06-30-2005 | 3.862 | 3.461 |
| 03-31-2005 | 4.021 | 3.518 |
| 12-31-2004 | 4.069 | 3.528 |
| 09-30-2004 | 4.113 | 3.56 |
| 06-30-2004 | 4.118 | 3.562 |
| 03-31-2004 | 4.061 | 3.607 |
| 12-31-2003 | 4.031 | 3.471 |
| 09-30-2003 | 4.016 | 3.461 |
| 06-30-2003 | 4.135 | 3.549 |
| 03-31-2003 | 4.208 | 3.653 |
| 12-31-2002 | 4.21 | 3.666 |