Efficiency Ratio Over Time
Efficiency Ratio Foothills Bank All Insured Commercial Banks in Colorado
09-30-2005 84.398 63.406
06-30-2005 77.437 64.009
03-31-2005 65.457 65.032
12-31-2004 67.659 65.877
09-30-2004 69.435 64.595
06-30-2004 73.566 65.354
03-31-2004 74.216 66.554
12-31-2003 68.975 65.768
09-30-2003 70.998 64.912
06-30-2003 73.344 64.05
03-31-2003 71.936 64.207
12-31-2002 66.638 63.982