Efficiency Ratio Over Time
Efficiency Ratio Foothill Independent Bank All Insured Commercial Banks in California
03-31-2006 61.353 69.95
12-31-2005 55.658 74.917
09-30-2005 57.056 71.155
06-30-2005 58.388 70.343
03-31-2005 58.917 68.656
12-31-2004 59.136 71.614
09-30-2004 59.5 71.664
06-30-2004 59.427 72.622
03-31-2004 60.063 74.921
12-31-2003 60.64 78.394
09-30-2003 61.411 69.685
06-30-2003 61.874 70.304
03-31-2003 62.25 69.597
12-31-2002 62.604 70.571