Efficiency Ratio Over Time
Efficiency Ratio Fnb Financial All Insured Commercial Banks in Michigan
03-31-2009 87.123 80.184
12-31-2008 83.58 80.181
09-30-2008 82.088 75.465
06-30-2008 82.885 75.619
03-31-2008 77.714 76.097
12-31-2007 70.98 72.221
09-30-2007 81.302 70.635
06-30-2007 78.646 69.92
03-31-2007 74.878 70.315
12-31-2006 71.46 66.877
09-30-2006 70.776 65.716
06-30-2006 68.978 66.171
03-31-2006 69.417 66.982
12-31-2005 84.385 64.078
09-30-2005 74.706 64.016
06-30-2005 75.845 63.808
03-31-2005 78.296 64.541
12-31-2004 70.246 64.329
09-30-2004 68.949 64.747
06-30-2004 73.968 65.538
03-31-2004 74.768 66.274
12-31-2003 71.182 63.66
09-30-2003 71.905 62.955
06-30-2003 72.884 63.034
03-31-2003 73.427 63.233
12-31-2002 72.381 62.526