Efficiency Ratio Over Time
Efficiency Ratio Five Star Bank Natomas All Insured Commercial Banks in California
12-31-2004 107.488 71.614
09-30-2004 126.796 71.664
06-30-2004 191.969 72.622
03-31-2004 291.2 74.921
12-31-2003 78.394
09-30-2003 69.685
06-30-2003 70.304
03-31-2003 69.597
12-31-2002 70.571