Efficiency Ratio Over Time
Efficiency Ratio Firstbank Financial Services All Insured Commercial Banks in Georgia
12-31-2008 174.9 92.806
09-30-2008 148.097 84.879
06-30-2008 104.98 82.103
03-31-2008 102.468 76.842
12-31-2007 64.045 66.184
09-30-2007 55.902 63.793
06-30-2007 54.192 63.216
03-31-2007 56.224 63.468
12-31-2006 52.715 63.007
09-30-2006 51.59 61.317
06-30-2006 53.256 61.045
03-31-2006 52.557 60.367
12-31-2005 43.807 62.186
09-30-2005 44.754 61.255
06-30-2005 43.431 61.571
03-31-2005 43.234 62.33
12-31-2004 44.805 64.32
09-30-2004 45.768 64.404
06-30-2004 46.492 64.229
03-31-2004 45.287 64.639
12-31-2003 68.03 65.562
09-30-2003 73.587 64.676
06-30-2003 82.143 64.537
03-31-2003 98.985 65.157
12-31-2002 250.284 64.609