Efficiency Ratio Over Time
Efficiency Ratio Firstbank - Alma All Insured Commercial Banks in Michigan
12-31-2012 57.669 71.723
09-30-2012 57.908 71.614
06-30-2012 58.156 71.839
03-31-2012 59.088 72.697
12-31-2011 61.322 73.486
09-30-2011 61.899 73.637
06-30-2011 58.79 74.221
03-31-2011 60.18 75.166
12-31-2010 62.047 74.379
09-30-2010 63.852 74.86
06-30-2010 65.708 75.739
03-31-2010 67.101 76.883
12-31-2009 60.825 82.058
09-30-2009 62.152 81.121
06-30-2009 61.859 82.109
03-31-2009 60.825 80.184
12-31-2008 57.961 80.181
09-30-2008 57.349 75.465
06-30-2008 56.551 75.619
03-31-2008 55.692 76.097
12-31-2007 58.539 72.221
09-30-2007 59.374 70.635
06-30-2007 59.136 69.92
03-31-2007 60.123 70.315
12-31-2006 54.601 66.877
09-30-2006 52.947 65.716
06-30-2006 52.932 66.171
03-31-2006 53.152 66.982
12-31-2005 52.983 64.078
09-30-2005 52.934 64.016
06-30-2005 53.069 63.808
03-31-2005 55.434 64.541
12-31-2004 52.84 64.329
09-30-2004 52.385 64.747
06-30-2004 52.105 65.538
03-31-2004 52.2 66.274
12-31-2003 50.431 63.66
09-30-2003 49.776 62.955
06-30-2003 47.704 63.034
03-31-2003 48.024 63.233
12-31-2002 48.225 62.526