Efficiency Ratio Over Time
Efficiency Ratio First Western Bank All Insured Commercial Banks in Florida
03-31-2004 109.582 71.697
12-31-2003 82.534 73.427
09-30-2003 82.742 72.963
06-30-2003 81.675 72.602
03-31-2003 81.991 73.441
12-31-2002 85.445 73.418