Efficiency Ratio Over Time
Efficiency Ratio First Washington State Bank All Insured Commercial Banks in New Jersey
12-31-2006 64.661 80.57
09-30-2006 63.496 80.45
06-30-2006 64.426 81.332
03-31-2006 69.062 84.139
12-31-2005 63.864 73.281
09-30-2005 63.286 67.202
06-30-2005 64.296 65.906
03-31-2005 63.42 66.772
12-31-2004 69.762 67.556
09-30-2004 60.247 67.43
06-30-2004 59.721 68.24
03-31-2004 59.774 68.983
12-31-2003 60.405 70.163
09-30-2003 58.574 70.632
06-30-2003 58.619 69.756
03-31-2003 58.846 70.823
12-31-2002 58.223 71.543