First Union Direct Bank, National Association
Augusta, GA — National Bank
Acquired Dec 2004
Efficiency Ratio Over Time
| Efficiency Ratio | First Union Direct Bank, National Association | All Insured Commercial Banks in Georgia |
| 09-30-2004 | 64.404 | |
| 06-30-2004 | 64.229 | |
| 03-31-2004 | 64.639 | |
| 12-31-2003 | 5.206 | 65.562 |
| 09-30-2003 | 3.497 | 64.676 |
| 06-30-2003 | 3.272 | 64.537 |
| 03-31-2003 | 3.857 | 65.157 |
| 12-31-2002 | 5.949 | 64.609 |