First Union Direct Bank, National Association
Augusta, GA — National Bank
Acquired Dec 2004
Net Interest Margin Over Time
| Net Interest Margin | First Union Direct Bank, National Association | All Insured Commercial Banks in Georgia |
| 09-30-2004 | 4.37 | |
| 06-30-2004 | 4.329 | |
| 03-31-2004 | 4.334 | |
| 12-31-2003 | .226 | 4.329 |
| 09-30-2003 | .385 | 4.316 |
| 06-30-2003 | .384 | 4.278 |
| 03-31-2003 | .306 | 4.252 |
| 12-31-2002 | .628 | 4.478 |