Total Capital Ratio Over Time
Total Capital Ratio First Union Direct Bank, National Association All Insured Commercial Banks in Georgia
09-30-2004 89.23 14.759
06-30-2004 90.11 14.66
03-31-2004 88.9 14.801
12-31-2003 114.01 15.105
09-30-2003 115.04 15.207
06-30-2003 169.16 14.866
03-31-2003 169.61 14.839
12-31-2002 177.24 14.964