Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First Union Direct Bank, National Association All Insured Commercial Banks in Georgia
09-30-2004 89.23 13.569
06-30-2004 90.11 13.471
03-31-2004 88.9 13.613
12-31-2003 102.91 13.916
09-30-2003 103.68 14.015
06-30-2003 152.71 13.683
03-31-2003 153.08 13.654
12-31-2002 159.92 13.778